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YSU Lending offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide many different products.  Please contact us to help you find the right program for your needs.

*Rates are not guaranteed, certain conditions apply.

 
30 year fixed conforming loan
15 year fixed conforming loan
5 Year Conforming ARM
30 year fixed jumbo loan
15 year fixed jumbo loan
FHA and VA Products

Rates last updated on Monday, April 21, 2008

30 year fixed conforming loan

Fixed rate mortgages for 30 years.  Loan amounts up to $417,000.                    Check out our fixed 10 year product with a 30 year amortization.                                     25 and 20 year rates available.

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
5.875%1%6.118%
 

Rates quoted are 30 day locks for purchases.  Long term rate locks are available.


15 year fixed conforming loan

Rate fixed for 15 years.  Loan amount not to exceed $417,000

15 year rate available.

Term: 15 years   Maximum Amount: $417,000
RatesPointsAPR
5.25%1%5.65%
 

Rates based on a 30 day lock on a purchase.  Long term rate locks are available.


5 Year Conforming ARM

Rate fixed for 5 years and amortized over 30 years.

Interest Only.

 

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
5%1%5.048%
 

Rate based on a 30 day lock on a purchase transaction.  Long term locks available.


30 year fixed jumbo loan

Rate fixed for 30 years.  Loan amounts from $417,050 - $2,000,000.

20 year rate available.

Term: 30 years   Maximum Amount: $2,000,000
RatesPointsAPR
7.25%1%7.493%
 

Long term rate locks are available.


15 year fixed jumbo loan

Rate fixed for 15 years. Loan amount between $417,050 and $2,000,000.

Term: 15 years   Maximum Amount: $2,000,000
RatesPointsAPR
6.75%1%7.135%
 

Rates based on a 30 day lock on a purchase.  Long term locks available.


FHA and VA Products

Please call for rate quotes

Loan limits apply based on County




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $325,000 with closing costs of $5,100. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $650,000 with closing costs of $8,900. Your actual APR may be different depending upon these factors.